Each year we host an Annual Meeting to give our members the opportunity to learn about all that’s happening at our credit union. You’ll hear committee reports, a review of the past year’s financial information, and you’ll meet this year’s Continuing Education Award winners.
This year’s dinner will be held on Saturday, April 14, 2018 at the Park Inn By Radisson, 3377 New Castle Road, West Middlesex, PA 16159
Join us starting at 6:00 PM
Dinner served at 6:30 PM
Cost of the dinner is $10.00 for Members and $20.00 for Non-Members
Dinner selections are: Stuffed Chicken Breast or Grilled Pork Chop
Please make your reservations by Friday, April 6th.
Currently there are two positions open for the Mercer County Community FCU Board of Directors, each with a three year term. The Nominating Committee has announced its nominations for these board positions.
The nominees are: Laura Kubyako and Ed Zipay.
Both candidates are currently serving on our Credit Union Board of Directors and have agreed to continue to serve if elected. If the nominees run unopposed, an election will not be necessary. Election results will be announced at the Annual Meeting.
Mercer County Community Federal Credit Union will present their 18th Annual Continuing Education Awards at the Annual Dinner Meeting on Saturday, April 14, 2018. The awards total $6,000 and are for the 2018-2019 academic year. They are open to any 2018 high school senior or any student between the ages of 17 and 25 who are in pursuit of an academic, professional, or vocational post- high school education at a college, university or accredited trade school. Applicants must be a member of Mercer County Community FCU prior to submitting their application.
Please return the application and essay by mail or in person by March 31, 2018. Find the application here https://www.mercomfcu.org/scholarshipapp.pdf.
The Shenango Valley Chapter of Credit Unions in conjunction with the PCUA is proud to offer 2018 post high school education scholarships. Applicants must be a member of their credit union prior to submitting an application. Member must be between the ages of 17-24, pursuing post-high school studies at a college, university, or vocational trade school. Completed application and essay are due to the credit union offices by March 31, 2018.
The application can be found at https://www.mercomfcu.org/scholarship.pdf
At Mercer County Community Federal Credit Union, we strive to offer new and improved solutions to meet all our members’ financial needs, which is why we offer Courtesy Pay.
Most of us have found ourselves facing an occasional cash shortfall, be it the result of a checkbook error or an unexpected bill. If you have ever accidentally bounced a check, you already know that in addition to the embarrassment, you may also face merchant fees for the returned check along with the inconvenience of returning to the merchant to correct the error. And while a declined debit card does not create merchant fees, it can be an embarrassing experience.
Courtesy Pay is a non-contractual service, whereby we may honor your insufficient transactions up to your limit of $500.00, as long as you maintain your checking account in good standing. Courtesy Pay does not guarantee that Mercer County Community Federal Credit Union will pay your insufficient item. However, if you should have an overdraft, your account will be charged our standard Non-Sufficient Funds (NSF) fee.
With Courtesy Pay, our intention is to provide you with another resource to help manage your occasional cash shortfall. Our Courtesy Pay program will automatically be added to your account for checks, automatic bill payments and other debit transactions. If you would like overdraft coverage for your ATM withdrawals and everyday debit card purchases, simply ask us.
Mercer County Community Federal Credit Union believes Courtesy Pay is one more way we can help you meet your financial needs. If you would like to have Courtesy Pay coverage for ATM withdrawals and everyday debit card purchases or if you would not like Courtesy Pay coverage for checks, automatic bill payments and other debit card transactions, please notify us at 724-981-9410.
CANDIDATES FOR BOARD OF DIRECTORS ANNOUNCED
In accordance with Article V, Section 2 of our Bylaws, notice is hereby given that nominations for the Board of Directors for the 2018 Annual Meeting election of officers may be made by petition to the Nominating Committee. Such petitions must be signed by at least 95 members qualified to vote at the Annual Meeting. The date of the Annual Meeting is set for Saturday, April 14, 2018.
The Nominating Committee appointed by the Board of Directors may also make nominations. Currently there are two (2) positions open for the Board of Directors, each with a three (3) year term. The Nominating Committee has announced its nominations for these board positions. The nominees are: Laura Kubyako and Ed Zipay. Both candidates are currently serving on the Board of Directors and have agreed to continue to serve if elected.
Members wishing to run for a seat on the Credit Union Board must file an Official Nomination and Petition Form which can be obtained by stopping by the credit union or writing to the Nominating Committee Chair. Completed Nomination Petitions must be sent by March 1, 2018 to the following address:
Nominating Committee Chair
P.O. Box 1304
Hermitage, PA 16148
Nomination Petitions received after the closing date or incomplete nominations shall be disqualified by the Secretary. Elections will not be conducted by ballot and there will be no nominations from the floor at the Annual Meeting if there is only one nomination for each position to be filled. Election results will be announced at the Annual Meeting.
On September 15, 2017 the Federal Reserve began processing same-day ACH (Automated Clearing House) debits due to operating rules established by NACHA (National Automated Clearing House).
As a consumer, when you make a purchase or payment via ACH withdrawal, you are usually prepared for some lag-time between the transaction being made and the money actually leaving your account. With same day ACH debits this will not be the case any longer. For example, if you make an ACH payment in the morning, the payment could clear from your account the very same day.
Review the information below to better understand what to expect and how this may affect your account(s).
Same day processing of ACH debits: The new rule will allow faster transactions of ACH payments between consumers, businesses, government entities and financial institutions that use the ACH Network.
What will change? Currently credit transactions are posted multiple times a day, while debit transactions are only posted once a day. With the new rule, debit transactions will be posted multiple times a day.
What does this mean for you? Moving forward, transactions such as ACH payments and purchases will post multiple times throughout the business day. To avoid any overdraft fees, ensure that your account has sufficient funds to cover any same-day debits that you may have authorized to post to your account.
What are the benefits of same day ACH debits? Same day debits will make it easier for bill payment to be processed on time, as well as faster crediting when you are making a transfer between accounts at other financial institutions.
If you have any questions regarding same day ACH, please contact us at 724-981-9410.
Our electronic bill payment (EBP) partner, will be retiring the TLS 1.0 security protocol on all bill payment sites in order to implement more secure versions of TLS 1.1 and higher. This change will take effect on September 20, 2017, and is being made in an effort to provide the best security to bill payment clients.
Once the new versions of TLS are implemented, some older browsers may not be able to connect to the iPay bill payment sites. Below is a list browsers and versions that are compatible with TLS 1.1 and higher:
-Internet Explorer – version 11
-MS Edge – all versions
-Firefox – version 31 and above
-Safari – version 7 and above (for Mac) -Google Chrome – version 42 and above
If you do not have one of the browsers and/or versions listed above, we recommend upgrading your browser to a compatible version.
We’ve always monitored your account for fraud, but now we can quickly text you if we see something suspicious. If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don’t worry — if you miss our text we’ll also try to call you or send you an email. Keeping you protected is important to us and we’re pleased to offer enhanced fraud services to you.
We have recently upgraded our online bill pay with new features and options that make paying your bills online even easier to do. If you have any questions about the new features, feel free to call our bill pay specialists toll free at 1-877-261-5793.