Mercer County Community Federal Credit Union is pleased to be of assistance to the residents of the City of Hermitage who are in need of funding for the current homeowner septic project. We will assist Pennsylvania Housing Finance Agency and PENNVEST with loan processing and funding.
Repair or replace their existing lateral to a public sewer system.
Connect an existing home to the public sewer system for the first time.
Repair or replace their individual on-lot septic system.
Mercer County Community Federal Credit Union is a member owned, not-for-profit organization and we serve all of Mercer County. We are federally chartered and regulated by the National Credit Union Administration.
Information on the Pennvest Homeowner Septic Program can be found hereor by contacting Mercer County Community Federal Credit Union at 724-981-9410. We look forward to serving you.
UPDATED July 1, 2020: COVID-19 Precautions at Your Credit Union
Our Drive-Thru lanes are open at the following times for your everyday transactional needs:
Monday – Thursday 9:00 am – 5:00 pm Friday 9:00 am – 5:30 pm * Hermitage Drive-Thru Closed on Saturdays
Access to our lobbies continue to be by appointment only. If you would like to open an account, see a loan officer, purchase a CD, or open an IRA, please call us at either 724-981-9410 (Hermitage) or 724-342-2246 (Sharon) to schedule your appointment.
Remember these convenient services that we offer:
Utilize online banking options accessible from anywhere to avoid unnecessary visits to the branch.
Use the night drop to make payments or deposits.
Download our mobile app onto your Android or Apple phone to access your accounts 24/7.
Use our ATMs, or a surcharge free ATM at Sheetz, Get-Go or others in the CU$ network.
We care about our staff and members and hope that everyone remains safe and healthy!
In May 2020, the Shenango Valley Chapter of Credit Unions, in conjunction with Cross State Credit Union Association, presented area credit union members with $6,500 in scholarships. Each student was presented a $500 Scholarship through the Shenango Valley Chapter of Credit Unions Annual Essay Contest. The awards were presented to students, between the ages of 17-24, pursuing post-high school studies at a college, university or vocational trade school.
This year’s Shenango Valley Chapter of Credit Unions 2020 Scholarship recipients were:
The Fair Credit Reporting Act (FCRA) is legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting. This federal law allows you to request and obtain a free copy of your credit report once every 12 months from Equifax, Experian, and TransUnion. Due to the COVID-19 pandemic, consumers are now able to receive free weekly credit reports through April 2021.
The three nationwide credit reporting companies have set up one website and toll-free telephone number through which you can order your free reports. To order, visit annualcreditreport.com or call 1-877-322-8228. By utilizing the annualcreditreport.com website, there is no need to contact the three nationwide credit reporting companies individually.
You will be required to provide your name, address, Social Security number, and date of birth. To maintain the security of your file, each nationwide credit reporting company may also ask you for some information that only you would know, such as the name of the lender where you financed your last vehicle.
It is important to note that these credit reports will not include a credit score, but gives you access to your credit information, from which your score is calculated. Reviewing your credit report from each of the three nationwide companies is important, to ensure the information is accurate and to identify any inconsistencies. Credit reports can have an effect on your housing, loan rates, credit card approvals, and even employment applications.
May 7, 2020: Mercer County Community Federal Credit Union is pleased to be one of several participants in the Shenango Valley Chamber of Commerce “Support Our Valley Initiative.” Mercer County Community FCU was honored to recognize the work of our first responders by providing lunch to the City of Hermitage and City of Sharon Police Departments in the month of April.
“Mercer County Community FCU commends our first responders for their commitment and service to our community. Purchasing food from local small businesses and providing lunch to our first responders during this crisis is a small gesture to show our great appreciation for their ongoing devotion to the citizens and businesses of our community,” said Sandi Carangi, CEO of Mercer County Community FCU. The Shenango Valley Chamber initiative has been providing lunches to healthcare workers, police, fire and other first responders in the Mercer County area during the months of April and May.
On Friday, May 1st, Mercer County Community FCU staff members wore blue in support of frontline healthcare workers. Staff members in the Hermitage and Sharon offices express their sincere appreciation for all employees in the healthcare industry.
The IRS urges taxpayers to be on the lookout for scam artists trying to use the economic stimulus payments as a cover for schemes to steal personal information and money. Please remember, the IRS will not call, text you, email you or contact you on social media asking for personal or credit union account information. Also, do not open attachments or click on links claiming to have special information about economic stimulus payments or refunds.
If you think you are a victim of a scam or attempted fraud involving COVID-19, individuals can report it through:
April 2020: Mercer County Community Federal Credit Union has been recognized on its achievement of a 5-StarSuperiorRating by BauerFinancial, Inc., the Nation’s Premier Bank and Credit Union Rating Firm. Earning this 5-Star rating indicates Mercer County Community FCU closed out calendar 2019 excelling in areas of capital adequacy, earnings, asset quality and much more.
“On behalf of Mercer County Community FCU, we are honored to earn BauerFinancial’s top 5-Star rating,” reflects Sandi Carangi, CEO. “Because credit unions are formed by people with common ground to begin with, employees and members already have commonalities we can build on. This intimacy allows our credit union to work with our members through every life stage. Doing this well is how Mercer County Community FCU remains financially safe and sound.”
Mercer County Community FCU was established in 1957 and has been working side by side with its members for 63 years, helping bring success to the members and to the credit union. Today, Mercer County Community FCU operates through two conveniently located offices in Hermitage and Sharon and can also be found online at mercomfcu.org.
Mercer County Community FCU: “Making a Difference in Our Community” Member NCUA and an Equal Housing Lender
BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating.
Mercer County Community Federal Credit Union announced their 20th Annual Continuing Education Awards during the virtual annual meeting on April 18, 2020.
Five $1,000 awards were presented for the 2020-2021 academic year.
Alexandria Anderson, Wilmington Area High School
Dylan Evans, Reynolds Jr/Sr High School
Ja’Mia Jackson, Sharon High School
Justin Kurelko, Sharpsville Area High School
Ellis Law, Hickory High School
In addition, the following students received $500 Continuing Education Awards:
Allie McMahon, Sharon High School
Nicole Lynn Bornick, Mercer Area High School
Tanner Niemann, Conneaut Area High School
Awards were open to any 2020 high school senior pursuing an academic, professional, or vocational post-high school education at a college, university, or accredited trade school. Applicants were required to be a member of MCCFCU prior to submitting their application.