Mercer County Community Federal Credit Union will present their 21st Annual Continuing Education Awards at the virtual Annual Meeting on April 17, 2021. This year’s awards, totaling up to $6,000, are for the 2020-2021 academic year.
Awards are open to any 2021 high school senior who is pursuing an academic, professional, or vocational post-high school education at a college, university, or accredited trade school. Applicants must be a member of MCCFCU prior to submitting their application.
Download an applicationfor the MCCFCU Continuing Education Awards or visit one of our offices for a copy.
Please return the application and essay by mail or in person to either office by Friday, April 5, 2021.
The Shenango Valley Chapter of Credit Unions in conjunction with Cross State Credit Union Association will award $500 scholarships to qualifying students, between the ages of 17- 24, who are pursuing post-high school studies at a college, university, or vocational trade school. Applicants must be a credit union member or become a member prior to submitting an application.
Download an application for the Shenango Valley Chapter of Credit Unions Scholarship Awards or visit one of our offices for a copy.
Please return the application by mail to First Choice Federal Credit Union, SVC Scholarship, 2209 W. State St., New Castle, PA 16101 by April 9, 2020.
The 2021 Annual Meeting will be held virtually on Saturday, April 17, 2021 at 2:00 pm.
Each year we host an Annual Meeting to give our members the opportunity to learn about all that’s happening at our credit union. You’ll hear committee reports and a review of the past year’s financial information, as well as board of directors’ election results and Continuing Education Award winners announced.
Mark your calendars and check our website for further information.
On December 3, 2020, Mercer County Community FCU donated food items to the Community Food Warehouse of Mercer County. Credit union staff members at the Hermitage and Sharon locations collected 184 pounds of food to the local agency.
Through their 33 member agencies, the Community Food Warehouse distributes food to over 4,000 households throughout Mercer County. Following in the philosophy of people helping people,” Mercer County Community FCU is proud to support programs that assist residents in the community.
As the holiday shopping season begins, the Pennsylvania Department of Banking and Securities (DoBS) and Pennsylvania State Police (PSP) are sharing tips to help spot scams and protect their money and personal information.
“An increasing number of consumers are expected to shop online this holiday season because of the pandemic,” said Secretary of Banking and Securities Richard Vague. “Scam artists will look to take advantage of this fact and use every tactic available to try and obtain your sensitive financial information for nefarious purposes.”
The PSP works closely with local, state, and federal law enforcement partners to investigate fraud and scams. Scam and fraud activity also tend to increase during times of tragedy or emergency, making it dually important for consumers to be vigilant this year.
Three common scams to look out for this year include:
Phishing E-mail Scams. Phishing emails are a common tactic used by scammers to get sensitive information. Sophisticated techniques include replicating merchant email templates with harmful links designed to obtain usernames and passwords, and potentially sensitive financial information.
Skimming and E-skimming Device Scams. Skimming devices capture the information from the black magnetic strip on debit or credit cards at the point of sale device or ATM machine. Last year, criminals infected a merchant’s website with a digital version of the same technology.
Gift Card Fraud. Scammers use a computer program or “bot” to test millions of random combinations of numbers and pins at retailer websites. Once they find a combination that works, they use all the funds available to make purchases, or sell the information on the dark web. When the real owner of the card tries to use it to make the legitimate purchase, they find there are no funds available on the card.
Six strategies that can help Pennsylvanians protect themselves include:
Monitor your accounts.
Never follow links in unsolicited emails.
Type the website directly into your browser.
Be wary of any transaction involving checks.
When in doubt, hang up.
Know the “red flags” of scams and fraud and who to contact if you believe you are a victim. Stop and ask yourself a few simple questions to help detect and prevent this from happening to you:
Has someone contacted you unexpectedly? If you weren’t expecting a phone call or didn’t initiate the contact, it should be a red flag.
Have they promised you something? If they’re offering you something that seems too good to be true, it’s a red flag.
Have they asked you to do something? Are they asking you for money or account information? If you didn’t initiate the conversation, do not provide it.
The PSP reminds Pennsylvanians who have fallen victim to a scam to contact their financial institution and local police department. Additionally, victims can make a complaint with the FBI Internet Crime Complaint Center (IC3).
The Pennsylvania Department of Labor & Industry also issued a warning of new national unemployment benefits scams. To read about these scams and how to avoid them, click here.
Mercer County Community FCU will be offering shredding services for our members on Saturday, October 17, 2020 from 9 am – 12 noon in the parking lot of our Sharon office, located at 428 Sharpsville Avenue.
Shred-It will have an on-site shredder truck and an employee of the company to do the shredding. Any sensitive materials containing social security numbers, account numbers or cancelled checks should be shredded.
You can include any type of paper or file folders, no need to remove staples, paper clips, rubber bands or small binder clips. Please do not bring cardboard, old newspapers, telephone books, hard copy books, plastics, metals or hazardous materials.
Mercer County Community Federal Credit Union employees participated in Children’s Miracle Network’s Miracle Jeans Day on Wednesday, September 9, 2020. Employees from the Hermitage and Sharon, PA offices showed their support by wearing jeans along with their “Credit Unions for Kids” t-shirts. A $500 check was presented to the local area Akron Children’s Hospital from donations collected from employees and the credit union. Since 2015, Mercer County Community Federal Credit Union has donated over $3,000 in support of initiatives that benefit the local Akron Children’s Hospital.