Making a difference in our community.

Privacy Policy

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Facts

 

What does the Mercer County Community Federal Credit Union (MCCFCU) do with your personal information?

 

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 

 

 

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

·         Social Security number and transaction history

·         Credit card or other debit and credit history

·         Income and payment history

When you are no longer our member, we continue to share your information as described in the notice.

 

 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons the Mercer County Community Federal Credit Union chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Mercer County Community FCU share?  

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus.  

Yes

 

No

For our marketing purposes – to offer our products and services to you. Yes Yes
For joint marketing with other financial companies.

 

Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences. No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness. No We don’t share
For our affiliates to market to you.

 

No We don’t share
For nonaffiliates to market to you.

 

No We don’t share

 

Questions or to

Limit Sharing

559 N. Hermitage Rd.  Hermitage, PA 16148     (724) 981-9410

428 Sharpsville Ave.  Sharon, PA 16146      (724) 342-2246

www.mercomfcu.org

 

 

What we do

How does the Mercer County Community Federal Credit Union protect my

personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 

 

How does the Mercer County Community Federal Credit Union collect my

personal information?

We collect your personal information from other, such as credit bureaus, affiliates or other companies. We also collect your personal data, for example, when you:

·         open an account or apply for a credit card

or loan

·         use your credit or debit card

·         provide employment information and give us wage statements

·         provide account information

 

 

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

·         sharing for affiliates’ everyday business purposes – information about your creditworthiness

·         affiliates from using your information to market to you

·         sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

 

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

·         Mercer County Community FCU has no affiliates

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
 

 

Joint Marketing

A formal agreement between nonaffiliated companies that together market financial products or services to you. Our joint marketing partners include:

·         CUNA Mutual Group

·         Fidelity National Card Services, Inc.

·         CU Direct Corporation

 

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