Debt Protection/Mechanical Repair Coverage

Debt Protection with Life Plus – Protect the things that matter most.

Life can take some unexpected turns. That’s why there’s Debt Protection with Life Plus.

If your life takes an unexpected turn, your family’s finances can be strained. But with Debt Protection with Life Plus, your loan payments or balance may be canceled, up to the contract maximums, in case of
involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.

Take an important step toward financial security. Ask your loan representative about Debt Protection with Life Plus today.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.


Mechanical Repair Coverage (MRC) – Essential protection against unexpected repair costs.

Mechanical Repair Coverage can help limit covered repair costs—and protect your finances.

With MRC, you can enjoy many valuable benefits among which are:
Rental reimbursement: up to $35 per day (5-day maximum, 10-day maximum for parts delay); available
on the first day of a covered repair.
24-hour emergency roadside assistance: up to $100 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service.
No out of pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.

Protect yourself from unexpected costly repairs when getting your auto loan – Talk to your loan representative to find out what Mechanical Repair Coverage plan is right for you.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
MRC-2341946.3-0521-0623 CUNA Mutual Group ©2021, All Rights Reserved.

We’re excited to announce that our new Hermitage office, located at 559 North Hermitage Road, is open!

Lobby hours are Monday through Friday 9am-5pm. Drive-Thru is open Monday through Thursday 9am-5pm with extended hours on Fridays until 5:30pm. Thank you and we look forward to serving you!