On December 3, 2020, Mercer County Community FCU donated food items to the Community Food Warehouse of Mercer County. Credit union staff members at the Hermitage and Sharon locations collected 184 pounds of food to the local agency.
Through their 33 member agencies, the Community Food Warehouse distributes food to over 4,000 households throughout Mercer County. Following in the philosophy of people helping people,” Mercer County Community FCU is proud to support programs that assist residents in the community.
As the holiday shopping season begins, the Pennsylvania Department of Banking and Securities (DoBS) and Pennsylvania State Police (PSP) are sharing tips to help spot scams and protect their money and personal information.
“An increasing number of consumers are expected to shop online this holiday season because of the pandemic,” said Secretary of Banking and Securities Richard Vague. “Scam artists will look to take advantage of this fact and use every tactic available to try and obtain your sensitive financial information for nefarious purposes.”
The PSP works closely with local, state, and federal law enforcement partners to investigate fraud and scams. Scam and fraud activity also tend to increase during times of tragedy or emergency, making it dually important for consumers to be vigilant this year.
Three common scams to look out for this year include:
Phishing E-mail Scams. Phishing emails are a common tactic used by scammers to get sensitive information. Sophisticated techniques include replicating merchant email templates with harmful links designed to obtain usernames and passwords, and potentially sensitive financial information.
Skimming and E-skimming Device Scams. Skimming devices capture the information from the black magnetic strip on debit or credit cards at the point of sale device or ATM machine. Last year, criminals infected a merchant’s website with a digital version of the same technology.
Gift Card Fraud. Scammers use a computer program or “bot” to test millions of random combinations of numbers and pins at retailer websites. Once they find a combination that works, they use all the funds available to make purchases, or sell the information on the dark web. When the real owner of the card tries to use it to make the legitimate purchase, they find there are no funds available on the card.
Six strategies that can help Pennsylvanians protect themselves include:
Monitor your accounts.
Never follow links in unsolicited emails.
Type the website directly into your browser.
Be wary of any transaction involving checks.
When in doubt, hang up.
Know the “red flags” of scams and fraud and who to contact if you believe you are a victim. Stop and ask yourself a few simple questions to help detect and prevent this from happening to you:
Has someone contacted you unexpectedly? If you weren’t expecting a phone call or didn’t initiate the contact, it should be a red flag.
Have they promised you something? If they’re offering you something that seems too good to be true, it’s a red flag.
Have they asked you to do something? Are they asking you for money or account information? If you didn’t initiate the conversation, do not provide it.
The PSP reminds Pennsylvanians who have fallen victim to a scam to contact their financial institution and local police department. Additionally, victims can make a complaint with the FBI Internet Crime Complaint Center (IC3).
The Pennsylvania Department of Labor & Industry also issued a warning of new national unemployment benefits scams. To read about these scams and how to avoid them, click here.
Mercer County Community FCU will be offering shredding services for our members on Saturday, October 17, 2020 from 9 am – 12 noon in the parking lot of our Sharon office, located at 428 Sharpsville Avenue.
Shred-It will have an on-site shredder truck and an employee of the company to do the shredding. Any sensitive materials containing social security numbers, account numbers or cancelled checks should be shredded.
You can include any type of paper or file folders, no need to remove staples, paper clips, rubber bands or small binder clips. Please do not bring cardboard, old newspapers, telephone books, hard copy books, plastics, metals or hazardous materials.
Mercer County Community Federal Credit Union employees participated in Children’s Miracle Network’s Miracle Jeans Day on Wednesday, September 9, 2020. Employees from the Hermitage and Sharon, PA offices showed their support by wearing jeans along with their “Credit Unions for Kids” t-shirts. A $500 check was presented to the local area Akron Children’s Hospital from donations collected from employees and the credit union. Since 2015, Mercer County Community Federal Credit Union has donated over $3,000 in support of initiatives that benefit the local Akron Children’s Hospital.
Mercer County Community Federal Credit Union is proud to announce that it has partnered with Newtek Business Services Corp. to offer a variety of business services to small business owners. Partnering with Newtek, Mercer County Community FCU can now offer the following additional services to credit union members:
Paycheck Protection Loans (CARES Act – PPP)
Payroll, HR, and Employee Benefits Solutions
Managed IT Solutions
Newtek (NASDAQ: NEWT) is a publicly traded business development company that has a long-standing history of serving the small business community across the United States. “We are excited to be able to offer these extended services to our business members,” stated Sandi Carangi, Mercer County Community FCU CEO. “It’s important to us that our members have access to the resources they need to support their businesses.”
Mercer County Community Federal Credit Union is pleased to be of assistance to the residents of the City of Hermitage who are in need of funding for the current homeowner septic project. We will assist Pennsylvania Housing Finance Agency and PENNVEST with loan processing and funding.
Repair or replace their existing lateral to a public sewer system.
Connect an existing home to the public sewer system for the first time.
Repair or replace their individual on-lot septic system.
Mercer County Community Federal Credit Union is a member owned, not-for-profit organization and we serve all of Mercer County. We are federally chartered and regulated by the National Credit Union Administration.
Information on the Pennvest Homeowner Septic Program can be found hereor by contacting Mercer County Community Federal Credit Union at 724-981-9410. We look forward to serving you.
UPDATED October 1, 2020: COVID-19 Precautions at Your Credit Union
Our Drive-Thru lanes are open at the following times for your everyday transactional needs:
Monday – Thursday 9:00 am – 5:00 pm Friday 9:00 am – 5:30 pm * Hermitage Drive-Thru Closed on Saturdays
Access to our lobbies continues to be by appointment only. If you would like to open an account, see a loan officer, purchase a CD, or open an IRA, please call us at either 724-981-9410 (Hermitage) or 724-342-2246 (Sharon) to schedule your appointment. We kindly ask that you do not visit a branch if you are sick or have recently been sick.
Remember these convenient services that we offer:
Utilize online banking options accessible from anywhere to avoid unnecessary visits to the branch.
Use the night drop to make payments or deposits.
Download our mobile app onto your Android or Apple phone to access your accounts 24/7.
Use our ATMs, or a surcharge free ATM at Sheetz, Get-Go or others in the CU$ network.
We care about our staff and members and hope that everyone remains safe and healthy!