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Posts in category News & Events

Mercer County Community Federal Credit Union Announces 20th Annual Continuing Education Awards

Mercer County Community Federal Credit Union announced their 20th Annual Continuing Education Awards during the virtual annual meeting on April 18, 2020.

Five $1,000 awards were presented for the 2020-2021 academic year.

  • Alexandria Anderson, Wilmington Area High School
  • Dylan Evans, Reynolds Jr/Sr High School
  • Ja’Mia Jackson, Sharon High School
  • Justin Kurelko, Sharpsville Area High School
  • Ellis Law, Hickory High School

In addition, the following students received $500 Continuing Education Awards:

  • Allie McMahon, Sharon High School
  • Nicole Lynn Bornick, Mercer Area High School
  • Tanner Niemann, Conneaut Area High School

Awards were open to any 2020 high school senior pursuing an academic, professional, or vocational post-high school education at a college, university, or accredited trade school. Applicants were required to be a member of MCCFCU prior to submitting their application.

A Message to Our Credit Union Family from Sandi Carangi, CEO

Updated: April 22, 2020

We are here for you

As your credit union, we continue to monitor the latest updates regarding the Coronavirus (COVID-19) and want you to know we are here for you as we always have been. Your deposits are safe and insured. We’re not going anywhere, because at its core, our credit union is not a building or a business, it’s people unified for a common goal.

Access to your money

The safest and easiest way to access your money 24 hours a day during this outbreak is through our online banking services. If you don’t currently have access on your mobile phone, now is a good time to initiate this feature from your home banking screen and then download our mobile app. While our lobbies are closed, we encourage you to use our drive-thrus that are operating during normal business hours, or our ATMs. You may also call our offices for assistance with transactions. 

Here to help you

If you’ve been financially impacted by this pandemic, our staff is prepared to discuss your options and help guide you through these uncertain times. Now, more than ever, we are here to support members like you. We have the following new offerings to share with you:

  • Emergency Loan – a special loan up to $3,000 with a rate of 4.99% APR* with a term of 24 months.
  • Extension of first payment due date is available on all new auto loans and personal loans for 90 days from the date of the advance.
  • No late charges for all loan types will be assessed for the months of April, May and June 2020.
  • Special Loan Deferral Skip-a-Pay program is available on existing eligible loans for the months of April, May, or June 2020.
  • Special VISA Skip-A-Pay program is available for May or June. Eligible members will see a message in their VISA statement and the minimum payment will show as “NONE”.
    *Annual Percentage Rate. Loans subject to credit approval. Available through June 30, 2020. Interest continues to accrue during extended payment period for Skip-a-Pay programs.

Please call with questions or for more details on any of these special offerings. 

Protect yourself from cyber scams

Scammers are taking advantage of fears surrounding the Coronavirus. They’re setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to take your money and get your personal information. It is important to note that if we reach out to you, we will NEVER ask for confidential information such as your account number, password, personal identification number (PIN) or other account information. You can review the Federal Trade Commission’s advice for consumers at Visit Tips for Our Credit Union Members for additional information.

Promoting health and safety

We at Mercer County Community FCU are proud to be a part of your lives and are honored by the trust you place in us. We are not only thinking about your financial security, but your health as well. We are working diligently to ensure we are utilizing the best health practices during this pandemic and staying up to date on the latest protocols and recommendations from public health authorities. Our number one priority is protecting the health and safety of our employees who are here to serve you.

We’re here if you need any additional assistance

If you want to learn more about COVID-19, visit the CDC’s resource center or the PA state health department website Please take care of yourself and those around you, and do not hesitate to contact us for any assistance.

Sincerely wishing you the best of health,

Sandi Carangi, CEO,
Mercer County Community Federal Credit Union


Please Note: When using your debit card, funds will not automatically transfer to your checking if there is not enough money to cover your overdraft.  Please be sure to transfer money from your savings to your checking before using your Visa Debit Card. Overdraft fees will occur at the same time as the overdraft when the available balance does not cover your debit card transaction amount.  Please call us for details or questions.

Ensuring You’re Always You With Visa

Protecting you is one of our top priorities. One way we do this is by preventing the unauthorized use of your card. During a purchase from a desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.

As a Visa cardholder, your transactions are secured with Visa. Visa recently enhanced its security for online purchases making the experience more seamless and easy while protecting you from fraud.

Learn more about how it works at

REMINDER Important Mobile App Update

Please update your mobile app by October 31, 2019. The update is required due to an upgrade in the software for the app.

iPhone users must delete the Mercer County Community FCU app, and reinstall and reactivate the app on their iPhone. Droid users will need to simply update the app on their phone. The older version of the app will not work starting on November 1, 2019.

We sincerely apologize for the inconvenience. If you have any questions, please call our Hermitage office at 724-981-9410 and speak to any Member Service Representative.

Shenango Valley Chapter of Credit Unions Presents Mercer County Community FCU Members $2,500 in Continuing Education Awards

Mercer County Community Federal Credit Union presented $2,500 in Education Awards on June 20, 2019. This year, five members of MCCFCU were each presented a $500 Continuing Education Award through the Shenango Valley Chapter of Credit Unions Annual Essay Contest. The awards were presented to credit union members that are students, pursuing post-high school studies at a college, university or vocational trade school. This year’s Mercer County Community FCU 2019 Continuing Education Award recipients are:

• Corey Thompson • Emma Messett • Emily Hazlett • Kyle McDonough • Olivia Ann Lapikas

Ten additional awards were also presented from the Shenango Valley Chapter of Credit Unions. They were to members of First Choice FCU, GNC Community FCU, Grove City Area FCU and Shenango China FCU. Congratulations to all 15 award winners.

Photo of scholarship winners with members of the board of directors and the CEO.

(Pictured left to right) Award Winners from Mercer County Community FCU: Kyle McDonough, Corey Thompson, Emily Hazlett, Olivia Ann Lapikas; Ed Zipay, Board Chair of Mercer County Community FCU; Laura Kubyako, Board Treasurer; Bob Lucas, Director and Sandi Carangi, CEO.  Not pictured: Emma Messett.

We have a WINNER!

Congratulations to Bernadette Kutcher! She is the winner of the Grand Opening Celebration $1,000 Room Renovation Giveaway!

*$1,000 given away as Home Depot Gift Cards. MCCFCU is not affiliated with Home Depot. Home Depot was not a sponsor of this promotion.

New Phone Scam

Please be aware of a new phone scam targeting debit card information that is occurring around the country.

The scam is: members get a phone call with the caller pretending to be with the credit union’s fraud department. The caller is using a spoofed phone number so the incoming number looks legitimate. The caller explains that possible fraudulent activity occurred on the card. They will attempt to gain your personal information and private banking information.

Here are three major red flags and you should stop the call and hang up immediately:
1. The caller asks for your card PIN – Never provide your PIN to anyone-verbally or with your phone keypad. There is no valid reason that a caller will ever request your card PIN.
2. The caller asks you to provide your online banking ID or password.
3. The caller asks you to provide your card or CVV number.

If you feel that you have fallen victim to a scam then please notify us immediately.

Grand Opening Celebration

We are excited to celebrate our newly renovated credit union branch on Sharpsville Avenue in Sharon!

Ribbon Cutting Ceremony

Stop in and check out the larger open concept lobby and expanded drive-thru lanes with state-of-the-art video monitors. All of the new updates will allow us to continue to provide the highest quality, most efficient member service made possible through new banking technology. We hope that you enjoy the updates and that they improve your visit with us.

We are celebrating the Grand Opening the whole month of April so be sure to enter our giveaway for $1,000* towards a room renovation. Visit the credit union for entry forms, official rules and all the giveaway details.

*$1,000 to be given away as Home Depot Gift Card. **MCCFCU is not affiliated with Home Depot and they are not a sponsor of this promotion. The Home Depot is a registered trademark of Home Depot Product Authority, LLC.

Home Banking Message

Please read this message from our website administrators, MY CU Services, concerning Home Banking:

Members have been reporting an insecure website message when accessing home banking using Google Chrome on Windows 10.

Here is an article that explains what is going on.

Since this is Google initiative to dictate how the internet is governed, MY CU Services will have no choice but to make changes on our side to resolve the issue going forward.  Project completion date should be close to year end.

In the mean time please advise the members who are using Chrome on Windows 10 to use Internet Explorer, Edge, Safari, or Firefox until we have an update for Google Chrome.   They will not get this message on any other browser.

Sorry for the inconvenience,
The Staff at My CU Services


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