Please click for important COVID-19 updates.


Mercer County Community FCU is Proud to Offer the PENNVEST Homeowner Septic Program

Mercer County Community Federal Credit Union is pleased to be of assistance to the residents of the City of Hermitage who are in need of funding for the current homeowner septic project. We will assist Pennsylvania Housing Finance Agency and PENNVEST with loan processing and funding.

This special funding program is available to eligible homeowners who need to:

  • Repair or replace their existing lateral to a public sewer system.
  • Connect an existing home to the public sewer system for the first time.
  • Repair or replace their individual on-lot septic system.

Mercer County Community Federal Credit Union is a member owned, not-for-profit organization and we serve all of Mercer County. We are federally chartered and regulated by the National Credit Union Administration.

Information on the Pennvest Homeowner Septic Program can be found here or by contacting Mercer County Community Federal Credit Union at 724-981-9410. We look forward to serving you.

Resources for small businesses affected by      COVID-19

A list of resources to assist small businesses in coping with the effects of COVID-19 is available through the Gannon University Small Business Development Center

Loan Options – Affordable rates and flexible terms

Whether you’re looking for a new car or thinking about updating your home, we have a loan just for you. We offer a variety of loans and terms to fit your budget. Our loan experts can help review your options and determine what’s best for you.

Check out AutoSmart – Tools for Online Car Buying. It’s as easy as 1, 2, 3!

Looking for a new car? We want to help our members save time and money when searching for their next vehicle. To get started, simply click on the link below to start shopping for your next car and get pre-approved for your loan.

Mercer County Community Federal Credit Union is working with the following local auto dealers:

  • A. Crivelli Chevrolet Subaru, Franklin, PA
  • Bill McCandless Ford, Mercer, PA
  • Columbiana Chrysler Jeep Dodge, Columbiana, OH
  • Columbiana Ford, Columbiana, OH
  • Diehl Ford Hyundai of Sharon, Sharon, PA
  • Gordons Auto Sales, Inc., Greenville, PA
  • Greenwood Hubbard Chevrolet, Hubbard, OH
  • Griffin Motors, Meadville, PA
  • Honda Cars at Street Track N Trail, Conneaut Lake, PA
  • Kufleitner Chrysler Dodge Jeep Ram, Boardman, OH
  • Lake View Ford, Inc., Conneaut Lake, PA
  • Lakeland Chrysler Dodge, Greenville, PA
  • McCandless Ford Meadville, Meadville, PA
  • McElwain Motor Car Company, Ellwood City, PA
  • Montrose Buick, GMC, Cadillac, Hermitage, PA
  • Northpointe Automotive, Seneca, PA
  • Palmiero Toyota, Meadville, PA
  • Phil Fitts Ford, Inc., New Castle, PA
  • Preston Chevrolet Buick GMC Cadillac, New Castle, PA
  • Preston Chrysler Dodge Jeep Ram, New Castle, PA
  • Preston Honda, New Castle, PA
  • Preston Toyota, New Castle, PA
  • Shenango Auto Mall, New Castle, PA
  • Shenango Honda, Hermitage, PA
  • Taylor Chevrolet Toyota of Hermitage, Hermitage, PA
  • Taylor Kia of Boardman, Youngstown, OH
  • Taylor Kia of Hermitage, Hermitage, PA
  • Team Lake Road Auto Sales, Conneaut Lake, PA

AutoSmart Auto Buying Tools

Mortgage Loans

We Turn Home Buyers Into Homeowners

Whether you’re a first time home buyer, relocating, or looking to refinance your existing home loan, we can help. Through our partnership with First Heritage Financial, LLC, you can count on expert guidance from the pre-approval process, to closing and beyond.

We offer:

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • Mortgage refinancing
  • An easy process from application to closing
  • The right loan at the right rate
  • Low fees to save you money

To get started click here.

VISA Cards – Make your travel safe and secure

If you are traveling, please contact the Credit Union so we can ensure the your transactions will not be interrupted while using your MCCFCU Visa Debit or Visa Credit Cards. Your cards are monitored constantly, 24/7, to guarantee it is you in possession and using the debit or credit card. By letting us know when you travel, the Credit Union will add a travel memo to the card to provide as much security as possible. Should you have any questions, please contact the Credit Union Debit/Credit Card Coordinator.

Student Loans – Now available

The Smart Option Student Loan® for Mercer County Community FCU by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

Font Resize
WE UPGRADED To Better Serve You!
We upgraded our core processing system on August 2 to make your membership experience with Mercer County Community Federal Credit Union even better. This is an exciting time for our credit union, as we enhance many of the services that you have always enjoyed, as well as add a few new ones. Please Click For Important Information
+ +