Loan Rates as of March 1, 2020
| Type | Term | Annual Percentage Rate as low as* | Notes |
|---|---|---|---|
| New Vehicle | Up to 48 Months | 2.99% | Non-titled |
| 49 to72 Months | 3.49% | Non-titled | |
| Used Vehicle | Up to 48 Months | 2.99% | 2018 - 2020 |
| 49 to 60 Months | 3.24% | 2018 - 2020 | |
| 61 to 72 Months | 3.49% | 2018 - 2020 | |
| Up to 60 Months | 3.99% | 2015 - 2017 | |
| Up to 48 Months | 4.24% | 2011 - 2014 | |
| 49 to 60 Months | 4.49% | 2011 - 2014 | |
| Up to 48 Months | 7.99% | 2010 & older | |
| RV's, Boats, Motorcycles, Travel Trailers | Same as New/Used Vehicles | 1.00% above current vehicle rates | |
| Share Secured | Based on amount borrowed | 3.00% | FIXED RATE |
| Unsecured | Up to 48 Months | 7.99% | Up to $8,000. |
| Emergency Loan | up to 24 months | 4.99% | Up to $3,000. |
| Loan Special | Up to 36 Months | 4.99% | Up to $6,000. |
| Home Equity Loans | up to 60 months | 3.50%** | |
| 61 - 84 Months | 3.75%** | ||
| 85 - 120 Months | 4.00%** | ||
| 121 - 180 Months | 4.25%** | ||
| Home Equity Line of Credit | Varies based on amount borrowed | 4.75% APR Variable WSJ Prime. | Rate effective until 03-31-2020 |
| VISA | 9.49% | pmt. 3% of balance |
**A .25% APR discount may be available on home equity loans with an automatic transfer or payroll deduction payment method. Please contact the Credit Union for more information.
