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Loan Rates

Loan Rates as of October 15, 2020

TypeTermAnnual Percentage Rate
as low as*
New VehicleUp to 51 Months2.49%Non-titled
 52 to75 Months2.49%Non-titled
Used VehicleUp to 51 Months2.49%2018 - 2020
 52 to 63 Months2.49%2018 - 2020
64 to 75 Months2.49%2018 - 2020
Up to 63 Months3.49%2015 - 2017
Up to 51 Months4.24%2011 - 2014
52 to 63 Months4.49%2011 - 2014
 Up to 48 Months7.99%2010 & older
RV's, Boats, Motorcycles, Travel TrailersSame as New/Used Vehicles1.00% above current vehicle rates
Share SecuredBased on amount borrowed3.00% FIXED RATE
UnsecuredUp to 48 Months7.99%Up to $8,000.
Emergency Loanup to 24 months4.99%Up to $3,000.
Loan SpecialUp to 36 Months4.99%Up to $6,000.
Home Equity Loansup to 60 months3.50%**
 61 - 84 Months3.75%**
 85 - 120 Months4.00%**
  121 - 180 Months4.24%** 
Home Equity Line of CreditVaries based on amount borrowed3.25% APR Variable WSJ Prime.Rate effective until 12-31-2020


pmt. 3% of balance
*The Annual Percentage Rate Disclosed is the lowest possible APR for this loan with qualification. Your interest rate amount, amount available to borrow and term will be based on credit worthiness. Contact us to determine your qualifying rate. APR does not include fees and closing costs. All loans are subject to credit approval. Any policies and rates stated herein are those in effect on the date of publication and subject to change. Please contact the Credit Union for any changes that may have occurred since this publication.

**A .25% APR discount may be available on home equity loans with an automatic transfer or payroll deduction payment method. Please contact the Credit Union for more information.


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