Our Loan Rates are Falling!
We Turn Home Buyers Into Homeowners
Whether you’re a first time home buyer, relocating, or looking to refinance your existing home loan, we can help. Through our partnership with First Heritage Financial, LLC, you can count on expert guidance from the pre-approval process, to closing and beyond.
We Offer:
- Fixed rate mortgages
- Adjustable rate mortgages
- Mortgage refinancing
- An easy process from application to closing
- The right loan at the right rate
- Low fees to save you money
For an overview of the mortgage process and a checklist of documentation needed, click here.
Use the link above to:
- Get an interest rate quote and estimated closing costs.
- Make a mortgage application for preapproval, purchase or refinance.
- The application is a soft credit inquiry. It will not affect the credit scores.
- Upload documents on an existing mortgage application.
- You can log back in through the same link any time to upload docs or finish the application.
Note: The following checklist will also apply to Home Equity Loans and Home Equity Lines of Credit.
Purchase Document Checklist
✓ 2 recent paystubs
✓ 2 years W2’s
✓ 2 years tax returns if self employed
✓ Photo ID
✓ 2 months credit union/bank statements
✓ Signed Agreement of Sale (if there is one)
Refinance Document Checklist
✓ 2 recent paystubs
✓ 2 years W2’s
✓ 2 years tax returns if self employed
✓ Photo ID
✓ 2 months credit union/bank statements
►Disclosure
Not everyone who applies will qualify for the rates shown above. Rates shown above are based on an owner-occupied home purchase or rate and term refinance, with a loan amount that meets conventional loan limits, which is $806,500 today. All loans are subject to individual credit approval and are subject to change without notice. Please note that the rates posted are rate locks that do not exceed 60 days. Pre-qualification is not a commitment to lend.
Available for owner-occupied, primary residence only. For purchase or rate and term refinance only—up to 95% Loan to Value. Mortgage insurance is required for Loan-to-Value ratios of 81% to 95%. *APR = Annual Percentage Rate. Certain restrictions apply. Membership eligibility required.
SAFE Act
In compliance with stipulations required under the SAFE Act, Mercer County Community Credit Union is hereby listing the unique identifier information, also known as the NMLS#, for Mercer County Community Credit Union: #423504
