Rates

Savings Rates - Effective Thursday, January 1, 2026
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.10%$5.00$50.00
CHRISTMAS CLUB0.10%$5.00$0.00
VACATION CLUB0.10%$5.00$0.00
SECOND SAVINGS0.10% $50.00
CHECKING0.10% $100.00
IRA SAVINGS2.02%$500.00$0.00

* Annual Percentage Yield

Rates declared for 4th quarter ending 12/31/2025. 


Certificate Rates - Effective Friday, January 9, 2026
Certificate TermAPYMinimum Deposit
6 MONTH CD3.02%$500.00
1 YEAR CD2.00%$1000.00
2 YEAR CD2.25%$1000.00
3 YEAR CD2.50%$1000.00
9 MONTH CD3.01%$1000.00

* Annual Percentage Yield

Share Certificate (CD) Rates effective 1/1/2026. 

CD Calculator
Face Value
Number of Months
Compounding Frequency
Annual Interest Rate
Value at Maturity Calculated

Our Rates Are Dropping! We're Offering Rates As Low As
5.99%* For A Mortgage & 4.99%* For A New Or Used Vehicle.