The first time you log into online banking on or after April 29th, you will be prompted to re-accept the user agreement as result of enhancements to our system. Please note the content of the agreement has not changed since you last accepted it. This update may also affect some members that have devices that are no longer compatible with the changes. We expect this to affect very few of our members but want to make sure you are informed of the changes.
Posts in category News & Events
Teen Student Accounts Available
Designed with students in mind, our Student Accounts are available to teens, ages 15-17 with convenient features such as:
- Checking account with no minimum balance or monthly fee
- Mobile banking app and online banking
- Debit Card available to use at ATMs or shopping
Call or visit one of our branches for more information!
Mercer County Community FCU App
Our mobile app provides members convenient access to Mercer Community Federal Credit Union’s mobile website, mobile check deposit, mobile banking, branch & contact information, help and our loan application.
Our app can be downloaded from the Google Playstore or Apple App Store. Search for Mercer County Community FCU. For assistance, contact one of our offices.
Beware: Debit card scam
If you receive a call or text message about your debit card and are asked to give information from the card, do not share this information with anyone. Fraud alerts from our credit union will only ask you to verify a recent purchase with a yes or no answer. Legitimate callers will not ask you for information such as the zip code or security code from the back of your card. If you are unsure, please hang up and call our office to report this activity.
Visa Debit Card Transactions
We have been notified by Visa that due to a system power outage, certain debit card transactions were processed incorrectly. Visa’s processor has worked diligently to correct these transactions. We apologize for any inconvenience. Please contact us if you have any questions. Thank you.
UPDATE: When you receive your February account statement, if you have questions on the transaction history, contact us for further explanation.
1099-INT statements are available online
1099-INT statements are included with December 2024 account statements.
Follow these steps to access:
1) Log on to It’sMe247 Online Banking
2) Sign up for eStatements
3) Go to Member Services > eStatements > Tax Statements
All IRA activity and loan interest will be reported on standard IRS forms and will be sent.
For assistance, please contact one of our offices 724-981-9410 or 724-342-2246.
Mercer County Community FCU Staff and Board Give Back to Community
Ending 2024, Mercer County Community Federal Credit Union joined the CrossState Credit Union network to spread kindness in the name of CU Kind Day. CU Kind Day is a time for credit union employees and volunteers to come together and spread kindness and demonstrate the credit union philosophy of “People Helping People.”
“We were excited to participate in the spirit of CU Kind Day again this year. Employees, board and supervisory members were encouraged to give back to our community by volunteering or donating to a local agency or event,” said Sandi Carangi, CEO. “In turn, the credit union donated over $2,000 to non-profit organizations throughout the Shenango Valley.”
In the spirit of giving, 20 non-profit organizations benefited from this initiative. Credit union staff volunteers taught financial literacy classes and contributed to organizations such as libraries, performing arts, senior centers, animal charities, and other social services.
This is the second year in a row that the credit union has supported CU Kind Day. A photo collage was created to capture the many areas the staff and volunteers impacted with their time and resources while increasing credit union awareness and spreading kindness.
Holiday Financial Safety Tips
Keep your holidays merry and bright with these tips to help you watch your wallet, shop wisely, and protect your personal information. Here are a few important tips for consumers offered by the Federal Trade Commission:
- Make a list and a budget. Look for the best deals by comparing prices and use coupons if available. Consider how much you’re willing to put on your credit card, and how long it might take to pay it off.
- Do your research. Read reviews and recommendations about the product, seller, and warranties from sources you trust. If you’re shopping online, check for reports that items were never delivered or not as advertised.
- Keep track of your purchases. Make sure the scanned price is right and keep your receipts. If you shop online, keep copies of your order number, the refund and return policies, and shipping costs. Have your packages delivered to a secure location. Treat gift cards like cash and keep them in safe place.
- Online shopping? Pay by credit card. Credit cards can give you extra protection for most online purchases and many cards offer benefits, like protection for returns and purchases. If unauthorized charges pop up on your statement, you’ll be able to dispute those charges. Credit card protections can vary, so check with your issuer to understand all your card’s protections.
- Buy gift cards for gifts, not for payments. Gift cards can make great gifts, but they’re also a scammer’s favorite way to steal your money. Anyone who contacts you and demands that you pay them with a gift card, for any reason, is always a scammer. Report gift card scams to the FTC at ftc.gov/complaint. Learn even more at ftc.gov/giftcards.
- Research charities before you donate. With the generous spirit of the holidays, make sure your donation goes where you want it to, not into the hands of a scammer. If someone calls, asking you to give to a charity, don’t let them rush you into making a donation. Instead, research the charity to make sure your donation counts. Visit ftc.gov/charity to learn more.
Wishing you happy and safe holidays!
