Thank you to our amazing community for nominating us for two Sharon Herald Best of the Best awards! It means so much to know that the work we do is making a positive impact.
You can vote for your favorite local businesses online here until April 10th. https://lnkd.in/gY7p-MSZ
We appreciate your support and your votes!
Back Row: Jake Rickert (Junior Achievement Board Member & Penn-Northwest Development Corporation, Associate Executive Director) and Brad Mantzell (Junior Achievement Board Member). Front Row: Ligaya Kurelko (Penn-Northwest Development Corporation, Director of Workforce Development), Tammy Calderwood (MCCFCU, Marketing & Business Development Manager), Tessica Campbell (MCCFCU, Assistant Teller Supervisor), Sandi Carangi (Junior Achievement Board Member & MCCFCU, CEO), Abby Postlewaite (MCCFCU, Marketing Coordinator), Elaine Patton (Junior Achievement Board Member & MCCFCU, VP HR & Operations)
On March 3rd, Mercer County Community Federal Credit Union (MCCFCU) staff had the opportunity to volunteer at Junior Achievement (JA) of Western PA’s experiential learning lab JA BizTown®. JA Board of Directors members and MCCFCU employees, Sandi Carangi and Elaine Patton, were joined by fellow JA board members Brad Mantzell and Jake Rickert. Additional volunteers included Abby Postlewaite, Tammy Calderwood, and Tessica Campbell of MCCFCU, as well as Ligaya Kurelko of Penn-Northwest Development Corporation.
Designed for fourth through sixth-grade students, the JA program begins with an in-class curriculum that encompasses financial literacy, work readiness, and entrepreneurship. After completing the coursework, students are invited to spend a full day at JA BizTown®, located in South Fayette Township, PA.
JA BizTown® is a fully interactive mock town that simulates the daily operations of a thriving community. Students assume professional roles within their businesses, designed to expose them to real-world scenarios through hands-on experience. Some activities include holding company meetings, processing payroll, setting up a storefront, and doing business at a credit union, all while working to repay a startup business loan.
“JA BizTown is a wonderful experience designed to foster financial literacy and entrepreneurship,” said Sandi Carangi, CEO of MCCFCU and JA board member. “I’ve seen students leave the simulation with more confidence than they came in with after discovering a new role they enjoy. We are honored to be a part of this unique program.”
More than 50 students from West Hill and CM Musser Elementary Schools in Sharon, PA, participated in the simulation. Later in March, 150 students from Ionta Elementary in Hermitage, PA, will travel to BizTown® to experience their own version of the mock town. Earlier this year, MCCFCU donated $1,000 to Junior Achievement of Western PA, which the credit union received through Visa’s Community Investment Program. This contribution supports JA’s financial literacy initiatives and helps expand educational opportunities for students throughout the community.
Currently there are two (2) positions open for the Mercer County Community FCU Board of Directors, each with a three (3) year term. The Nominating Committee has announced its nominations for these board positions. The nominees are: Reneda Eakman and Sandi Carangi.
The above candidates are currently serving on our Credit Union Board of Directors and have agreed to continue to serve if elected. If the nominees run unopposed, an election will not be necessary.
Election results will be announced at the Annual Meeting which will be held on Saturday, April 18, 2026. Location of the meeting will be: Avalon Golf & Country Club, 1030 Forker Blvd., Hermitage, PA 16148
Please see our website for more information. www.mercomfcu.org
This week is National Consumer Protection Week (NCPW). NCPW is a time to talk about fraud, scams, and consumer rights. Help spread the word and join us and the Federal Trade Commission in conversation about how to avoid, report, and recover from fraud.
As a reminder, MCCFCU will never text or call you to ask for personal information. If you are unsure of the legitimacy of a phone call, hang up and call our office to report this activity.
If you have been a victim of identity theft, visit https://www.identitytheft.gov/ to make a report and get a recovery plan.
Mercer County Community Federal Credit Union (MCCFCU) is now accepting applications for the 2026 Scholarship Awards. Awards are open to any 2026 high school senior pursuing an academic, professional, or vocational post-high school education at a college, university, or accredited trade school.
Applicants must be a member of MCCFCU prior to submitting an application. However, anyone in the counties of Mercer, Lawrence, Crawford, and Venango in PA, and Trumbull, Mahoning, and Columbiana in OH can join. New members are welcome!
MCCFCU will announce the winners of the awards at the Annual Meeting on April 18, 2026. Six awards will be presented for $1,000 each.
Download an application here or visit one of our offices for a copy. Please return the application and essay by mail or in person to either office by Tuesday, March 31, 2026. Good luck!
The Shenango Valley Chapter of Credit Unions, in conjunction with CrossState Credit Union Association, will award $500 scholarships to qualifying students between the ages of 17-24 who are pursuing post-high school studies at a college, university, or vocational trade school. Applicants must be a credit union member or become a member prior to submitting an application.
Download an application here for the Shenango Valley Chapter of Credit Unions Scholarship Awards or visit one of our offices for a copy.
Please return the application by mail to First Choice Federal Credit Union, SVC Scholarship, 2209 W. State Street, New Castle, PA 16101 by Friday, April 10, 2026.
At the core of Mercer County Community Federal Credit Union’s (MCCFCU) mission is a strong commitment to advancing financial wellness in the community. This dedication focuses on delivering programs and services to support not only its members but also the communities it serves across seven counties in Pennsylvania and Ohio.
Over the past year, MCCFCU has expanded access to expert financial guidance for community members through several key initiatives. Staff members earned Certified Credit Union Financial Counselor designations, complementing the multitude of services provided through the credit union’s online partnership with GreenPath Financial Wellness. In addition, workshops on financial wellness, improving credit scores, and home buying have been hosted at the credit union’s training center. Together, these efforts enhance MCCFCU’s ability to provide trusted guidance, empowering members to make confident, informed decisions about their financial well-being.
Dedication and support for financial literacy initiatives in schools also remains a key focus. Directly engaging with students, credit union staff teach financial literacy lessons in local schools and participate in career fairs. Through the credit union’s scholarship program, high school seniors receive $1,000 scholarships to further their education. MCCFCU also offers student accounts specifically designed for teenagers, providing young members with the tools to start managing their money responsibly, build healthy savings habits, and achieve financial independence.
In 2026, MCCFCU will continue to support financial education in the community by offering additional workshops focused on money management, investing, and fraud prevention. Other plans include enhancing online services and expanding physical branches in the surrounding counties. In addition, the credit union plans to expand services for small businesses through partnerships with local organizations. As the credit union looks forward to 2026, it remains committed to engaging in activities that bring about positive changes that directly benefit the local community.
This week is Identity Theft Awareness Week. It is a reminder to stay vigilant and take steps to protect your personal and financial information. Be cautious of unexpected messages, use strong passwords, and regularly monitor your accounts for unusual activity.
As a reminder, MCCFCU will never text or call you to ask for personal information. If you are unsure of the legitimacy of a correspondence, hang up and call our office to report this activity.
If you have been a victim of identity theft, visit https://www.identitytheft.gov/ to make a report and get a recovery plan.
Mercer County Community Federal Credit Union (MCCFCU) was recently awarded $5,000 through Visa’s Community Investment Program. The credit union was excited to donate the award to five local charitable organizations in the community.
“The goal of this contribution is to further the financial literacy initiatives these organizations are doing in the community,” said Sandi Carangi, CEO of MCCFCU. “We are thrilled to use this award as an opportunity to demonstrate our ‘People Helping People’ philosophy through community support.”
The credit union presented $1,000 checks to the following five organizations: Junior Achievement of Western PA, Prince of Peace Center, The Salvation Army, Shenango Valley Urban League, and United Way of Mercer County.
1) Log on to It’sMe247 Online Banking
2) Sign up for eStatements
3) Go to Member Services > eStatements > Tax Statements
All IRA activity and loan interest will be reported on standard IRS forms and will be mailed.
For assistance, please contact one of our offices 724-981-9410 or 724-342-2246.
To read the ‘Instructions for Recipient‘ information from the back of a standard 1099-INT form, click here. These instructions will explain how to read the tax information that will appear at the end of your December statement.
NOTICE OF ELECTIONS
CANDIDATES FOR BOARD OF
DIRECTORS ANNOUNCED
In accordance with Article V, Section 2 of our
Bylaws, notice is hereby given that nominations for
the Board of Directors for the 2026 Annual Meeting
election of officers may be made by petition to the
Nominating Committee. Such petitions must be
signed by at least 122 members qualified to vote at
the Annual Meeting. The date of the Annual Meeting
is set for Saturday, April 18, 2026.
The Nominating Committee appointed by the
Board of Directors may also make nominations.
Currently there are two positions open for the
Board of Directors, each with a three year term.
The Nominating Committee has announced
its nominations for these board positions. The
nominees are: Reneda Eakman and Sandi Carangi.
These candidates are currently serving on the Board
of Directors and have agreed to continue to serve if
elected.
Members wishing to run for a seat on the Credit
Union Board must file an Official Nomination and
Petition Form which can be obtained by stopping
by the credit union or writing to the Nominating
Committee Chair. Completed Nomination Petitions
must be postmarked by March 1, 2026 and sent to
the following address:
Nominating Committee Chair
MCCFCU
P.O. Box 1304
Hermitage, PA 16148
Nomination Petitions received after the closing
date or incomplete nominations shall be disqualified
by the Secretary. Elections will not be conducted
by ballot and there will be no nominations from
the floor at the Annual Meeting if there is only one
nomination for each position to be filled. Election
results will be announced at the Annual Meeting.
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