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Posts by Tammy Calderwood

Mercer County Community FCU Partners with Newtek to Provide Business Services

Mercer County Community Federal Credit Union is proud to announce that it has partnered with Newtek Business Services Corp. to offer a variety of business services to small business owners.  Partnering with Newtek, Mercer County Community FCU can now offer the following additional services to credit union members:

  • Paycheck Protection Loans (CARES Act – PPP)
  • Business Lending
  • Merchant Solutions
  • Personal/Commercial Insurance
  • Payroll, HR, and Employee Benefits Solutions
  • Managed Technology
  • Managed IT Solutions

Newtek (NASDAQ: NEWT) is a publicly traded business development company that has a long-standing history of serving the small business community across the United States. “We are excited to be able to offer these extended services to our business members,” stated Sandi Carangi, Mercer County Community FCU CEO. “It’s important to us that our members have access to the resources they need to support their businesses.”

About Mercer County Community Federal Credit Union:

Established in 1957, Mercer County Community FCU is a member-owned, not-for-profit financial institution with two convenient locations at 559 N. Hermitage Road, Hermitage, PA and 428 Sharpsville Avenue, Sharon, PA. Mercer County Community FCU strives to provide the best financial services to its members by offering superior member service and competitive rates while maintaining growth and financial stability.  For more information, visit www.mercomfcu.org.

Every Swipe Helps the Fight – Breast Cancer Awareness

Mercer County Community FCU is Proud to Offer the PENNVEST Homeowner Septic Program

Mercer County Community Federal Credit Union is pleased to be of assistance to the residents of the City of Hermitage who are in need of funding for the current homeowner septic project. We will assist Pennsylvania Housing Finance Agency and PENNVEST with loan processing and funding.

This special funding program is available to eligible homeowners who need to:

  • Repair or replace their existing lateral to a public sewer system.
  • Connect an existing home to the public sewer system for the first time.
  • Repair or replace their individual on-lot septic system.

Mercer County Community Federal Credit Union is a member owned, not-for-profit organization and we serve all of Mercer County. We are federally chartered and regulated by the National Credit Union Administration.

Information on the Pennvest Homeowner Septic Program can be found here or by contacting Mercer County Community Federal Credit Union at 724-981-9410. We look forward to serving you.

UPDATED: COVID-19 Precautions at Your Credit Union

UPDATED September 1, 2020: COVID-19 Precautions at Your Credit Union

Our Drive-Thru lanes are open at the following times for your everyday transactional needs:

Monday – Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 5:30 pm
* Hermitage Drive-Thru Closed on Saturdays

Access to our lobbies continues to be by appointment only.  If you would like to open an account, see a loan officer, purchase a CD, or open an IRA, please call us at either 724-981-9410 (Hermitage) or 724-342-2246 (Sharon) to schedule your appointment. We kindly ask that you do not visit a branch if you are sick or have recently been sick.

Remember these convenient services that we offer:

  • Utilize online banking options accessible from anywhere to avoid unnecessary visits to the branch.
  • Use the night drop to make payments or deposits.
  • Download our mobile app onto your Android or Apple phone to access your accounts 24/7.
  • Use our ATMs, or a surcharge free ATM at Sheetz, Get-Go or others in the CU$ network.

We care about our staff and members and hope that everyone remains safe and healthy!

Shenango Valley Chapter of Credit Unions Presents $6,500 in Scholarships

In May 2020, the Shenango Valley Chapter of Credit Unions, in conjunction with Cross State Credit Union Association, presented area credit union members with $6,500 in scholarships. Each student was presented a $500 Scholarship through the Shenango Valley Chapter of Credit Unions Annual Essay Contest. The awards were presented to students, between the ages of 17-24, pursuing post-high school studies at a college, university or vocational trade school.

This year’s Shenango Valley Chapter of Credit Unions 2020 Scholarship recipients were:

  • Allayna Allwine, First Choice FCU
  • Alliya Allwine, First Choice FCU
  • Joseph Bornes, Mercer County Community FCU
  • Emily Hazlett, Mercer County Community FCU
  • Stephanie Johnson, First Choice FCU
  • Nicole Kanary, First Choice FCU
  • Justin Kurelko, Mercer County Community FCU
  • Ellis Law, Mercer County Community FCU
  • Christopher Litrenta Jr., First Choice FCU
  • Gabrielle Lucas, Mercer County Community FCU
  • Cambyl Schry, SCA FCU
  • William Shaffer, GNC FCU
  • Nicholas Viggiano, SCA FCU

Congratulations to all the winners!

*Mercer County Community FCU Members in Bold

Consumers Can Access Free Weekly Credit Reports

The Fair Credit Reporting Act (FCRA) is legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting. This federal law allows you to request and obtain a free copy of your credit report once every 12 months from Equifax, Experian, and TransUnion.  Due to the COVID-19 pandemic, consumers are now able to receive free weekly credit reports through April 2021. 

The three nationwide credit reporting companies have set up one website and toll-free telephone number through which you can order your free reports.  To order, visit annualcreditreport.com or call 1-877-322-8228.  By utilizing the annualcreditreport.com website, there is no need to contact the three nationwide credit reporting companies individually.

You will be required to provide your name, address, Social Security number, and date of birth. To maintain the security of your file, each nationwide credit reporting company may also ask you for some information that only you would know, such as the name of the lender where you financed your last vehicle.

It is important to note that these credit reports will not include a credit score, but gives you access to your credit information, from which your score is calculated.  Reviewing your credit report from each of the three nationwide companies is important, to ensure the information is accurate and to identify any inconsistencies. Credit reports can have an effect on your housing, loan rates, credit card approvals, and even employment applications.

Mercer County Community FCU Recognizes the Work of First Responders

May 7, 2020: Mercer County Community Federal Credit Union is pleased to be one of several participants in the Shenango Valley Chamber of Commerce “Support Our Valley Initiative.”  Mercer County Community FCU was honored to recognize the work of our first responders by providing lunch to the City of Hermitage and City of Sharon Police Departments in the month of April. 

“Mercer County Community FCU commends our first responders for their commitment and service to our community. Purchasing food from local small businesses and providing lunch to our first responders during this crisis is a small gesture to show our great appreciation for their ongoing devotion to the citizens and businesses of our community,” said Sandi Carangi, CEO of Mercer County Community FCU. The Shenango Valley Chamber initiative has been providing lunches to healthcare workers, police, fire and other first responders in the Mercer County area during the months of April and May.

Pictured:  Members of the City of Hermitage Police Department enjoying lunch prepared by Subway in Hermitage and supplied by Mercer County Community FCU.
Pictured:  Members of the City of Sharon Police Department enjoying lunch prepared by Pizza Joes in Sharon and supplied by Mercer County Community FCU.

Mercer County Community FCU Staff Wear Blue in Support of Healthcare Workers

On Friday, May 1st, Mercer County Community FCU staff members wore blue in support of frontline healthcare workers.  Staff members in the Hermitage and Sharon offices express their sincere appreciation for all employees in the healthcare industry.

Mercer County Community FCU Hermitage Staff Wearing Blue in Support of Healthcare Workers
Mercer County Community FCU Sharon Staff Wearing Blue in Support of Healthcare Workers

Tips for Our Credit Union Members

Unfortunately, there are people who choose to try and exploit others during difficult times. We recommend you read the National Credit Union Association Fraud Prevention Center tips on how to protect yourself against scammers.

Fraudsters are leveraging fears over the coronavirus as an opportunity for new scams. Please be on the lookout for the following scams that we have been made aware of:

  • Individuals and businesses selling fake cures and tests for COVID-19 online and engaging in other forms of fraud.
  • Phishing emails from entities posing as the World Health Organization or the Centers for Disease Control and Prevention.
  • Malicious websites and apps that appear to share virus-related information to gain and lock access to your devices until payment is received.
  • Seeking donations fraudulently for illegitimate or non-existent charitable organizations.

Additional information on coronavirus scams can be found on the Federal Trade Commission’s website

The IRS urges taxpayers to be on the lookout for scam artists trying to use the economic stimulus payments as a cover for schemes to steal personal information and money. Please remember, the IRS will not call, text you, email you or contact you on social media asking for personal or credit union account information. Also, do not open attachments or click on links claiming to have special information about economic stimulus payments or refunds.

If you think you are a victim of a scam or attempted fraud involving COVID-19, individuals can report it through:

We care about you and want you to stay safe!

Mercer County Community Federal Credit Union Earns 5-Star Rating

April 2020: Mercer County Community Federal Credit Union has been recognized on its achievement of a 5-Star Superior Rating by BauerFinancial, Inc., the Nation’s Premier Bank and Credit Union Rating Firm. Earning this 5-Star rating indicates Mercer County Community FCU closed out calendar 2019 excelling in areas of capital adequacy, earnings, asset quality and much more.

“On behalf of Mercer County Community FCU, we are honored to earn BauerFinancial’s top 5-Star rating,” reflects Sandi Carangi, CEO. “Because credit unions are formed by people with common ground to begin with, employees and members already have commonalities we can build on. This intimacy allows our credit union to work with our members through every life stage. Doing this well is how Mercer County Community FCU remains financially safe and sound.”

Mercer County Community FCU was established in 1957 and has been working side by side with its members for 63 years, helping bring success to the members and to the credit union. Today, Mercer County Community FCU operates through two conveniently located offices in Hermitage and Sharon and can also be found online at mercomfcu.org.

Mercer County Community FCU: “Making a Difference in Our Community”
Member NCUA and an Equal Housing Lender

BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating.

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